Archive for August, 2011

Terrorism Insurance

“No one is going to attack us”.  This is the first reaction of most people when terrorism insurance is discussed.  The truth is, this cover is vital and should be considered on ALL commercial insurance policies. Why bother with cover? Firstly, if you have a mortgage secured against the property or your business, check the small print.  [...]

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Disaster Recovery

After the recent unrest from the riots in London and some areas of the north, there has never been a better time to make sure your disaster recovery plan is up to date.  All businesses should operate a plan, so in the event of a disaster (fire, flood, riot, etc) you know exactly where to [...]

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Riot and Civil Commotion Insurance Concerns

In light of the recent problems occurring throughout the UK and especially in London, many individuals and businesses are extremely concerned  as to their position with regard to their insurance cover.  Policies should automatically include the peril of Riot and Civil Commotion.  It is important you check your policy to make sure this cover is [...]

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Has Your Current Insurance Broker Been Taken Over?

Where an insured has struck up a relationship with a broker over many years, then find the business is sold off or taken over, this relationship can be broken. Insurance is a very personal business and the insured relies on a person or a team to look after their affairs.  It is very important for [...]

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