Archive for Bromwall News
Duties Of The Insured
When you take out a commercial insurance policy, whether just an office or a full blown commercial combined insurance policy, your business will change over time. This is normal but how and what changes should you notify to insurers and when? The following are a few points you should give careful consideration to. Always keep [...]
Read moreAdverse Weather Conditions
With the recent weather conditions we have received several queries regarding providing safe access and egress to workplace premises. Hopefully the following guidance will enable you to identify slip, trip and fall hazards, assess risk and keep your premises safe and hazard free during the coming winter weeks. The following guidance has been issued by [...]
Read moreWear and Tear
It is not unusual to hear people saying they are annoyed at their insurance company not paying out for a claim but have you actually stopped to consider why this might be? To make a property insurance claim, the damage must have been caused by a peril. For example, a flood, storm damage, fire, etc. [...]
Read moreLift Inspection and Engineering Insurance
If you occupy a building with a lift, this must be inspected by law. This is fairly well known, however if you are a tenant in a building with a lift installed and your landlord has the lift inspected, you must make sure you have a copy of the certificate. In the event a member [...]
Read moreRenewing Your Insurance Policy
When renewing your commercial insurance policy, there are a number of things you need to be aware of. Whilst your broker (or insurer if you are a direct customer) should make you aware of these points, its safe to say this is not always the case. As a result we have compiled the following to [...]
Read moreBromwall Has Moved Premises!
After months of preparation we have at last moved to our new premises. We remain in Hatfield but our new address is: Turpin Court 124 Great North Road Hatfield Herts AL9 5JN All our telephone and fax numbers remain the same. Our new premises enables us to continue to provide a first class service to [...]
Read moreAlarm Warranty
Do you understand what an alarm warranty is? Commercial insurance policies, whether a factory unit, office or a shop, will often have an alarm warranty or condition. Understanding what this means and what can happen if you do not meet the condition/warranty is essential. An intruder alarm warranty may be added to a business insurance [...]
Read moreGlossary of Insurance Terms
Please note that the brief explanation given of each terms or phase in this glossary is not necessarily exhaustive and is intended to convey the general meaning rather than to prove precise definition. For further information on any entry please contact us. Average (Non Marine): Unless specific alternatives are arranged, other than Stock which Indemnity, [...]
Read moreCorporate Manslaughter – Could Your Business Be Found Guilty?
Up to one third of all road accidents involve at least one person who is at work at the time. Now the Government is planning to reduce these figures with tough new laws. As a result, an employer could face a prison sentence for an accident involving an employee. What is Corporate Manslaughter? [...]
Read moreComposite Panels
Composite or sandwich panels are often used in industrial units and are found through out the UK. So what is the big deal? Composite panels have been known to be a contributory factor in many fires, especially in food factory factory fires. As a result many insurers face re-insurance problems which in many cases means [...]
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