Don’t take a chance with your commercial insurance cover as any errors could cost you dearly.
It is not only the cover that is essential but the information given to the insurers to establish the commercial insurance cover. You must provide the broker with all relivant information such as full details of the company, Directors and previous claims history. Any small detail which is omitted from your commercial insurance can result in the policy cover being declined in the event of a major loss. It is then, the insurers will look for any reason to save them paying out a settlement which could cost you millions.
When choosing Commercial Insurance it is important to have the right cover at the best premium – do not over insure but likewise do not underinsure. Approximately, 80% of all businesses that suffer a major loss are under or inadequately insured resulting in a lower insurance claim settlement or in some cases, no settlement at all.
Our unique approach and detailed presentations will help you control and monitor your commercial insurance cover easily and we are always available if you want to talk to us. You will not be pushed around a call centre – we believe in a personal service which is essential when dealing with commercial insurance.
Choosing Commercial Insurance
There are many factors that you need to consider when choosing Commercial Insurance, including the type of cover required, any special conditions that might relate to your business or the location of your property. Our experienced team of insurance specialists will help you make sure that you get a tailor made policy covering all your needs allowing you to know that you business is adequately insured.
Not only can we covercommercial insurance in the UK but we detailed knowledge and facilities for providing abroad, for example, if you have assets in North America we can quote and provide cover for them.
Understanding Your Cover
Your insurance adviser must inform you of any clauses or conditions relating to your policy. Many are just common sense and included to reduce the overall risk however you must understand what they mean and how they can affect you and your policy. At Bromwall we have adopted a unique approach to make sure you will understand. If you are unsure, we are there to help. Remember – Your broker works for you!